Why we built Iponify
Because managing money together should not require a spreadsheet and an argument.
Iponify started with a simple problem. Max moved from France to the Philippines to live with Maria. Two countries, two currencies, multiple bank accounts, GCash, cash expenses — and no clear way to track who paid for what or where the money was actually going.
We tried everything. Spreadsheets, budgeting apps, expense trackers. Nothing worked for our situation. They were built for individuals or roommates splitting rent, not for a binational couple managing finances across borders with a mix of digital wallets and cash.
So we built what we needed. A simple app to track everything in one place: cash, GCash, bank accounts, shared expenses, savings goals. Something we could both see and use, without the confusion.
Then Maria's family started using it. Her siblings working abroad as OFWs, her parents managing household expenses, cousins sending remittances. They had the same problems we did — money scattered across different places, no visibility, awkward conversations about who owed what. We opened up Iponify to them, and then to anyone dealing with the same reality.
Meet the Founders
Max & Maria — A Franco-Filipino couple who experienced the chaos of managing finances across two countries, two currencies, and multiple payment methods.
When Max moved from France to the Philippines to live with Maria, they quickly realized that existing budgeting apps weren't built for their reality. Cash expenses, GCash transfers, multiple bank accounts, remittances to family — nothing fit together.
So they built Iponify for themselves. When family and friends started asking to use it too, they knew they weren't the only ones struggling.
Contact: [email protected]
What we believe
Finance is emotional
Money isn't just numbers. It's stress, trust, and love. We design for the human side of finance.
Built for real households
Not just couples. Not just individuals. Real households with messy, beautiful, multi-currency, multi-person finances.
Your data is yours
We never sell your data. You can export or delete everything at any time. Industry-standard security practices, always.
Simple over powerful
We'd rather have 5 features you actually use than 50 you'll never open. Simple wins.
Our mission
Make shared finances simple and transparent for couples, families, OFWs, and expats — wherever you are, whatever currency you use.
Built with love for Filipino families and OFWs worldwide